Debt Collections

Bullock & Coffman regularly represents large and small businesses, lending institutions, commercial creditors, construction firms, finance companies, debt buyers, and insurance companies in the collection of receivables and creditor’s rights issues. Our firm offers a wide range of creditor’s rights services to meet the needs of our national and local clients who demand excellent legal work and effective results.

At Bullock & Coffman, our representation is based on four important principles:

  • Thorough knowledge of the law and issues affecting our clients
  • Extensive experience at State and Federal Levels
  • Vigorous representations of our clients’ interests
  • Litigation experience

Bullock & Coffman provides a proven track record in the area of collections. Proven performance is the best indicator of future success and in today’s world that is hard to find. We understand the importance of the matters entrusted to our firm, this is why our firm is dedicated to “going the extra mile’ when it comes to client representation. Our commitment is to provide our clients with prompt, effective and proven legal counsel you can depend upon. The status of your accounts is not something you should have to guess about; we understand our client’s need to stay informed on matters entrusted to us. Our goal is to keep our clients up to date and informed on every matter entrusted to us, every time. With over 15 years of collection experience, our results are effective. Prompt, Proven and Effective results are the hallmarks of our collections services.

Our attorneys are experienced in all phases of creditor’s rights representation. From the initial collection letter through post-judgment recovery, our collections practice includes but is not limited to:

  • Debt negotiation, mediation and arbitration assistance
  • Collection of delinquent debts, accounts receivable, notes and security instrument
  • Lien rights
  • Real Estate foreclosure actions
  • Creditor Bankruptcy representation including:
    • Ensuring adequate protection for secured creditors
    • Perfecting your security interest
    • Adversary proceedings
    • Priority of claims
    • Nondischargeability
    • Preference issues
    • Reclamations
  • Pre-judgment and post judgment remedies, including enforcement of judgments by garnishments, attachments, replevins, writs of possession, and other court orders
  • Assignment and Securitization of receivables
  • Domestication of foreign judgments

Bullock & Coffman has extensive experience advising individual and business clients in terms of compliance with State and Federal regulatory matters, including the Federal Fair Debt Collection Practices Act, Federal Truth in Lending Act, and Civil Serviceman’s Relief Act, and routinely provides legal advice regarding the proper form and substance of creditor communications, debt and security instruments, debt collections and creditor’s compliance.

Bullock & Coffman attorneys are aggressive yet professional, as well as efficient and cost effective. Communication with our clients is of utmost importance to the attorneys at Bullock & Coffman and our attorneys take the time to understand the client’s goals and tailor our services to meet those goals. Our goal is to assist the client in recovering its debts as quickly as possible in the utmost professional and diplomatic manner.